Payment Options

Here at Bax Music, we accept a wide variety of payment methods. Read more about the payment options we offer below.

+Debit & Credit Card

So you can pay for your order any way you want, Bax Music offers a number of different payment methods.

We accept all bank debit cards as well as VISA, MasterCard and American Express credit cards. For credit card payments, authorisation usually takes just a few minutes, but can take up 24 hours.

As soon as the payment has been received, your order will be packed and prepped for postage.

Please note:
- A fee of £2.50 will be charged for all American Express payments.
- We are not able to accept any card payments over the phone.

+PayPal

If you have a PayPal account, you can make secure purchases online without having to go through the internet banking verification process and can pay via the secure PayPal process which takes seconds to complete. For PayPal, you pay €0.95 per transaction.

+Apple Pay

If you have an iPhone, Apple Watch, iPad or Mac that supports Apple Pay, you can use it to pay at Bax Music. The option is only shown at checkout when you are ordering from a device that has Apple Pay enabled.

+Klarna: Pay in 30 days or in 3 instalments (interest-free)

Use Klarna to pay your way: in 30 days, in 3 instalments, or immediately. These options are interest-free and do not impact your credit score.

How Klarna works

1. Select Klarna at checkout.
2. Click on ‘Place Order’.
3. Choose your preferred option:
- Pay in 30 days
- Pay in 3
- Pay in full today

Conditions

You can use Klarna if you meet the following criteria:

All products in your basket are in stock
The total amount is between £1 and £4000
There are no gift cards in your basket
You are 18+ years old
You are a resident of the United Kingdom
You have a valid bank account or payment card
You have a positive credit history (not required for ‘Pay in full today’)
You can receive verification codes via SMS

Pay in 3

This is a credit product that lets you spread the cost of your purchase over 60 days in 3 equal interest-free instalments. It works as follows:

1. Klarna checks your details and performs a soft credit check. Approved? Then you can proceed.
2. The first instalment is collected from your card/bank account when you place your order.
3. The second instalment is collected after 30 days, and the third after another 30 days.

*By default, payments are collected automatically, but you can also make payments manually via the Klarna app.

Pay in 30 days

This is a credit product that gives you 30 days to pay after placing your order. It works as follows:

1. Klarna checks your details and performs a soft credit check. Approved? Then you can proceed.
2. Once your order has been placed, you have 30 days to make the payment.

Pay in full today

This is a service where you pay the full amount immediately to Klarna, with the following benefits:

Once you've used Klarna, your details are pre-filled for future purchases.
You manage your payment through the Klarna app.
You benefit from Klarna's Buyer Protection.

Frequently Asked Questions

How do I pay Klarna?

Klarna accepts most credit and debit cards.

What happens if a payment is late?

If Klarna is unable to collect a payment on the scheduled date, they will try again. If the payment is still unsuccessful, you will receive a reminder. If the payment remains unpaid, Klarna may charge late fees (up to £5 per instalment) and it may result in you being unable to use Klarna in the future.

Can I pay the second and third instalments early?

Yes, you can pay early at any time via the Klarna app or website, free of charge.

Does the credit check affect my credit score?

Klarna performs a soft credit check for "Pay in 3" and "Pay in 30 days". This is visible to you on your credit file but is not visible to other lenders and does not affect your credit score.

Note: Use of "Pay in full today" does not involve a credit check.

Why do I not have to pay interest?

When you choose this payment method, we pay a fee to Klarna so that we can offer you this service interest-free.

How much does Klarna cost?

For PayPal, you pay €2.95 per transaction.

What if I want to return a product?

1. Check our returns policy, register your return and send the product back to us.
2. Go to ‘Payments’ in your Klarna account, select the product and click ‘Report return’.
3. Your payment plan will be paused. Once the return is processed, your invoice will be updated or refunded.

What if I want to exchange a product?

The process is simple. If you wish to exchange, return the unwanted product as normal (see above). Meanwhile, go to our webshop and order the new item you want. You can select Klarna again for the new order if you wish.